Homeschool Funding in New York
New York does not currently offer state homeschool funding. Learn about federal programs and proposed legislation.
Proposed Legislation
Bill A485 (Proposed)
Proposed $2,400 tax credit; not enacted
Complete New York Funding Guide
State Funding and Financial Resources
New York does not currently offer a state ESA, voucher, or dedicated homeschool tax credit. However, there are some financial resources available to families.
Proposed Homeschool Tax Credit (Bill A485)
New York Assembly Bill 2025-A485, introduced January 2025, would create a personal income tax credit of up to $2,400 for parents who homeschool, covering the cost of textbooks, workbooks, supplemental reading material, videos, and software. If enacted, this would apply to tax years beginning January 1, 2026. As of February 2026, this bill has not yet been passed into law.
Textbook and Material Loans
Under existing New York law, homeschooled students are entitled to loan of textbooks from their local public school district. Contact your district for availability.
Federal 529 Plan Expansion (2026)
Starting in 2026, families can withdraw up to $20,000 per student per year from 529 education savings accounts for qualified K-12 expenses, including homeschool curriculum, test fees, tutoring, and educational therapies. Verify that New York conforms to the expanded federal definitions before claiming state tax benefits.
Federal Education Freedom Tax Credit
The federal Education Freedom Tax Credit allows taxpayers to receive a credit of up to $1,700 for contributions to approved Scholarship Granting Organizations beginning January 1, 2027. These SGOs distribute scholarships to K-12 students including homeschoolers. As of February 2026, New York has not opted into this program.
Grants and Scholarships
Several national organizations offer grants to homeschool families, including HSLDA Compassion Grants and the Children's Scholarship Fund NYC through ClassWallet. These can help offset curriculum costs for qualifying families.
Federal Programs (All States)
529 Education Savings Plan
Tax-advantaged savings accounts that can be used for K-12 tuition and homeschool expenses including curriculum, tutoring, and educational supplies.
- Maximum Amount
- $20,000/year in tax-free K-12 withdrawals from your own savings
Eligibility: All families in all states
Learn moreCoverdell Education Savings Account
Tax-free savings for qualified education expenses including books, supplies, equipment, and tutoring for K-12 students.
- Maximum Amount
- $2,000/year contribution limit
Eligibility: Income under $110,000 (single) or $220,000 (joint)
Education Freedom Tax Credit
Federal tax credit for donations to scholarship-granting organizations (SGOs) that fund K-12 education including homeschool.
- Maximum Amount
- Up to $1,700/individual
Eligibility: States must opt in; funds distributed via SGOs
Disclaimer: Funding programs change frequently. Amounts, eligibility, and availability shown here are based on our latest research (2026-02). Always verify current details directly with the program administrator before applying.
Homeschooling in New York
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